# TechBag

> TechBag is India's enterprise software marketplace and research hub. We score software against Indian regulators (RBI, SEBI, IRDAI, DPDP, CERT-In, IT Act, PMLA, MeitY) and publish a public BFSI Industry Dossier that procurement, compliance, and CISO teams use to shortlist audit-ready vendors.

The TechBag BFSI Industry Dossier (Edition I, 2026) evaluates 17 enterprise software products on regulator-mapped criteria and surfaces them as a quadrant (Champions, Innovators, Market Standards, Watch). Every score is backed by a transparent methodology, a regulator-mapped glossary, and long-form analysis.

## BFSI Industry Dossier

- [BFSI Industry Dossier](https://www.thetechbag.com/industries/bfsi): Quadrant, leaderboard, by-category drilldowns, regulator cards, methodology summary, and FAQ for 17 enterprise software products evaluated against 8 Indian regulatory frameworks.
- [BFSI Resources Hub](https://www.thetechbag.com/industries/bfsi/resources): Index of methodology, glossary, and long-form deep-dives for Indian BFSI software procurement.

## Reference

- [BFSI Compliance Glossary](https://www.thetechbag.com/industries/bfsi/resources/glossary): Plain-English definitions of ~50 Indian BFSI compliance terms grouped by regulator. Covers RBI Master Directions on IT Governance and IT Outsourcing, SEBI CSCRF, IRDAI cyber rules, DPDP Act 2023, Aadhaar eSign, IT Act §5, CERT-In Direction April 2022, PMLA, and data localization. Schema.org DefinedTermSet.
- [BFSI Fit Methodology](https://www.thetechbag.com/industries/bfsi/resources/methodology): How every BFSI Fit Score is computed — weight cards, regulator test rubrics, evidence sources, and audit log.

## Long-form Articles

- [RBI IT Outsourcing Master Direction, decoded](https://www.thetechbag.com/industries/bfsi/resources/blog/rbi-it-outsourcing-guidelines-2023): Published 2026-05-02. What "Material Outsourcing" actually means (impact, not spend), the three MSA clauses that decide audit outcomes (regulator audit rights, exit on notice, concurrent-audit cooperation), concentration risk as a board topic, and exit-plan requirements before go-live.
- [Aadhaar eSign vs DocuSign: when IT Act §5 forces your hand](https://www.thetechbag.com/industries/bfsi/resources/blog/aadhaar-esign-vs-docusign-it-act-section-5): Published 2026-05-05. Why DocuSign and global eSign vendors produce electronic — not digital — signatures in India, the contract types where Aadhaar eSign is effectively mandatory (retail loans, KYC consent, insurance proposals, demat opening), where global eSign is genuinely the right answer (cross-border B2B, internal HR), and a procurement decision matrix.

## Marketplace

- [Browse Enterprise Software](https://www.thetechbag.com/browse-products): TechBag's full enterprise software catalog.
- [Enterprise](https://www.thetechbag.com/enterprise): Enterprise procurement landing.
- [Get a Quote](https://www.thetechbag.com/get-a-quote): Procurement quote request flow.

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- [About TechBag](https://www.thetechbag.com/about)
- [Contact](mailto:info@thetechbag.com)