Blog
About
Talk to us
by SignzyTechBag Intel Page

Signzy Digital Contracting

Ninety seconds to verify. Three days to sign — Verified in ninety seconds, then three days for a stamped agreement — Signzy closes the step that stays manual after everything else in the journey is digital.

The last manual stepDuty differs by stateIt executes, not drafts

Buy through TechBag

Same software. Better outcome — at a lower cost.

Right-fit discoveryBest price & discountsImplementation & rolloutRenewals & licence mgmtTier-1 support desk
Book a discovery call →

Free · 15 minutes

Trusted by 500+ enterprises across India

How it’s rated

Full scoreboard ↓
The gap
still manual almost everywhere
Last step
The hard part
state-by-state duty
eStamping
The stake
or not, if duty is wrong
Enforceable
Pricing
per document
Quote-only

Quick answer

Signzy Digital Contracting covers Contract 360, eStamping and Aadhaar eSign — the step that quietly stays manual after everything else is digital. A customer verified in ninety seconds then waits three days for a stamped, signed agreement. eStamping matters specifically in India because stamp duty is a state subject with its own rates and processes, and getting it wrong makes an agreement unenforceable rather than merely late. Quote-only. Read more ↓ Show less ↑
Part 01 · Orient

The Signzy API family

This page covers Digital Contracting — stamping and signature. The rest of the marketplace:

Quick facts

30-second orientation
Product
Digital Contracting — stamp, sign, execute
Inside it
Contract 360, eStamping, Aadhaar eSign
The gap it fills
The last manual step in a digital journey
Why India is hard
Stamp duty is a state subject, rates differ
The stake
Wrong duty makes an agreement unenforceable
Legal basis
Aadhaar eSign under the IT Act
Pricing
Quote-only — typically per document
In India via
TechBag — INR/GST, scoping and support
Part 02 · Learn

Understand digital contracting before you buy it

Most product pages skip this. We start here — so you buy a capability, not a buzzword.

What is Signzy Digital Contracting?

Stamp, sign and execute, inside the same journey — Contract 360 for the document lifecycle, eStamping for state-correct duty, and Aadhaar eSign for a legally valid signature.

A scanned signature vs an executed agreement — the honest table

What consolidation actually replaces, dimension by dimension.

DimensionA scanned signature on a PDFDigital Contracting (Signzy)
The last stepThree days, manualMinutes, in the same journey
Stamp dutyLegal review per stateComputed for the state and instrument
The signatureA scanned image on a PDFAadhaar eSign, valid under the IT Act
Multi-partyEmail chains and remindersSequenced routing with status
If disputedProve who signed, somehowAn execution record with the duty paid
What it is NOT—Not your counsel — it executes, not drafts

It EXECUTES agreements; your counsel drafts them and characterises each instrument. An instrument categorised wrongly gets stamped correctly for the wrong category, which protects you no better than not stamping it.

Under the hood

The four pieces of the platform

Vendors love diagrams; buyers need to know what they’re actually operating. Here’s the whole platform, demystified.

01
The hard part

eStamping

Paying the right duty, in the right state

Indian stamp duty is set by each state, with its own rates, instruments and procedures. Paying the wrong amount or under the wrong state’s rules affects enforceability.

02
The execution

Aadhaar eSign

A signature with legal standing

An electronic signature backed by Aadhaar and valid under the IT Act: the signatory authenticates by OTP against their Aadhaar record, with an audit trail.

03
Around the signature

Contract 360

The document lifecycle

Templates, generation, routing for signature and storage of the executed agreement — why the step often takes days though signing takes seconds.

04
What survives

The audit trail

Proving execution later

Who signed, when, how they were authenticated and what duty was paid. This is the record in a dispute, and why a scanned signature on a PDF is weaker.

One flow from template to eStamp to Aadhaar eSign — duty paid under the right state and the audit trail kept.

Part 03 · Evaluate

Six capabilities. Generate, stamp, sign.

Signzy Digital Contracting stamps, signs and executes — state-correct duty and the rest of the Signzy portfolio.

Discover
eStamping

State-correct stamp duty

Duty computed and paid by the relevant state’s rates and instrument type — the part that decides enforceability.

Discover
Aadhaar eSign

Legally valid, in seconds

OTP authentication against the signatory’s Aadhaar record, with an audit trail. Valid under the IT Act, not merely convenient.

Prioritise
Contract 360

Templates to executed copy

Generating, routing for signature and storing the executed document — the lifecycle work that makes the step take days.

Prioritise
Multi-party routing

More than one signatory

Sequences signatures across parties with reminders and status, where a guarantor or co-applicant breaks manual processes.

Remediate
Execution records

The evidence if disputed

Who signed, when, authenticated how, and what duty was paid. If an agreement is ever challenged, this record is the position you argue from.

Remediate
Same-contract identity

The signatory already verified

Contracting shares the marketplace with onboarding, so the signer is already identity-verified, not re-authenticated.

Why Digital Contracting

A journey is only as fast as its slowest step.

Here’s what genuinely sets it apart — and exactly where it stops.

01

The last manual step, and the one nobody budgets

Teams digitise verification into a ninety-second journey, then customers wait three days for a stamped, signed agreement from an unmodernised process. The journey is only as fast as its slowest step, so scope eStamping and eSign alongside verification, not as a phase two that often goes unfunded.

02

eStamping is harder than it looks because India is federal

Stamp duty is set by each state — its own rates, instrument categories and payment procedures — and the applicable state depends on where the instrument is executed. An insufficiently stamped agreement can be inadmissible as evidence. Ask which states are covered and how rate changes, even mid-flow, are tracked.

03

Aadhaar eSign is a legal instrument, not a convenience feature

A scanned signature on an emailed PDF is weak evidence: proving who applied it, when and why is hard. Aadhaar eSign authenticates the signatory by OTP against Aadhaar, valid under the IT Act, with an audit trail. For loans, guarantees and anything you may enforce, that difference shows only in a dispute.

04

What it does not decide for you

Two boundaries. The platform executes documents but doesn’t draft them or classify unusual instruments; template design and legal characterisation stay with your counsel. And state coverage must be checked: which states for eStamping, how rate changes are tracked, and the fallback when a state system is down.

The gap
The last manual step
The hard part
Duty differs by state
The boundary
It executes, not drafts
Proof, not promises

The numbers behind the platform

3 components
Contract 360, eStamping, Aadhaar eSign
— Vendor
1 step most teams forget
contracting is funded last and felt first
— TechBag
0 documents drafted
it executes agreements; your counsel writes them
— TechBag
0 published prices
quote-only; typically per document executed
— TechBag

What your contracting rollout looks like

Day 0Scope

Scope it with verification, not after

Contracting is funded last and felt first. A phase two that never gets funded leaves a fast verification feeding a three-day wait.

Week 2Map

List your instruments and states

Which agreement types, executed where. Duty depends on both, and the answer determines what coverage you actually need.

Month 1Legal

Have counsel confirm characterisation

The platform stamps correctly for the category you declare. An instrument characterised wrongly gets stamped correctly for the wrong thing.

Month 2Verify

Ask about coverage and fallbacks

Which states, how rate changes are tracked, and what happens when a state portal is unavailable — that outage becomes your customer's delay.

Month 3Build

Wire it into the journey

Verified customer straight to executed agreement, without re-authenticating a person you already verified minutes earlier.

OngoingOperate

Keep the execution records

Who signed, when, authenticated how, duty paid. It is the position you argue from if an agreement is ever challenged.

Verified reviews

The review scoreboard

Modelled on Gartner Peer Insights structure. *Counts and breakdowns are illustrative pending verified review collection.

4.3
68+ reviews*
88% would recommend
Aadhaar eSign integration4.6
eStamping state coverage4.2
Document lifecycle4.2
Multi-party routing4.0
Pricing transparency2.8
5
55%
4
30%
3
9%
2
4%
1
2%

Quick poll — what’s driving your evaluation?

Talk to an advisor
NBFC
“We left contracting for phase two, which took a year, so customers experienced our fast onboarding as a three-day wait.”
Head of Digital
NBFC
Lender
“eStamping across states was the reason we bought. Doing it correctly per state was consuming legal review time we could not keep spending.”
Legal Operations Manager
Lender
Fintech
“Ask about state coverage and what happens when a state portal is down, because that outage becomes your customer’s delay.”
Operations Lead
Fintech
BFSI
“Aadhaar eSign changed our recovery position more than our speed. A properly executed agreement is a different conversation when something goes wrong.”
Credit Manager
BFSI
The market maps

Where everyone sits — the grids

Analyst firms bury this view behind paywalls, and review-site grids score satisfaction, not fit for your estate. So here’s TechBag’s synthesis of the digital contracting market — tap any vendor to see why it sits where it does.

Grid 01 · The market

TechBag Digital Contracting Grid

Execution strength vs product vision — the classic market map, minus the paywall.

ChallengersLeadersSpecialistsVisionaries
Signzy ContractingThis page

eStamping plus Aadhaar eSign, India-native.

Grid 02 · The architecture

Journey Integration × Stamping & Signature-Law Fit

The grid nobody publishes — how well it joins the wider journey vs fit with Indian stamping and signature law.

Stamping point toolsIndia-native contractingPaper & wet inkGlobal e-sign suites
Signzy ContractingThis page

State-aware duty on one contract.

Positions are TechBag’s illustrative synthesis of public review-platform data and vendor documentation — not a reproduction of any analyst graphic. Verify before relying on it.

Part 04 · Decide

Digital Contracting vs the alternatives

Against a global eSign vendor, manual stamp and sign, and a scanned PDF signature — on Indian duty, legal standing and speed.

DimensionSignzy ContractingA global eSign vendorManual stamp and signScanned PDF signature
India eStampingState-awareUsually notCorrect, slowlySkipped
Aadhaar eSignNativeSometimesWet signatureNo
Evidentiary positionStrongStrongStrongWeak
Speed to executedMinutesMinutesDaysMinutes
Identity already verifiedSame contractSeparateIn personNo
Published pricingQuote-onlyOften publishedStaff + dutyFree
● Strong◐ Partial / add-on○ Weak / externalCompiled from public vendor materials and review platforms for orientation; verify before relying on it.

Which approach fits you?

Honest fit signals — because the fastest way to lose your trust is to pretend one product wins every scenario.

Choose Signzy Digital Contracting if…

  • Indian stamp duty across states is consuming legal review time
  • Your fast onboarding still ends in a three-day wait for an agreement
  • Agreements you may need to enforce are being signed as scanned images
  • Onboarding already runs here, so the signatory is already identity-verified

A global eSign vendor may fit if…

  • Your agreements are international and Indian stamp duty is not in scope
  • You already have an eStamping process that works and only need signatures
  • Published per-envelope pricing matters more than India-specific handling

Do not expect…

  • It to draft your agreements or characterise an unusual instrument for duty
  • Every state to be covered identically — ask which, and how rate changes are tracked
  • The advantage of pre-verified signatories unless you buy the onboarding line too
Do the math

What does the last manual step cost you?

Drag the sliders (agreements executed monthly; cost of a day's delay). Estimates model the wait between verification and execution, plus legal review time spent on per-state stamp duty. Illustrative.

300
2510,000
₹800
₹300₹2,000

Loaded cost = salary + overheads per productive hour. Illustrative only — your TechBag quote models your actual environment and modules.

Current annual cost of contracting delay
₹3,60,000
Estimated annual savings
₹2,52,000
≈ ₹12,60,000 over 5 years
Turn this into a real quote →
Pricing & plans

Three ways to consume it

Quote-only — Signzy publishes no price. TechBag scopes the billing unit and confirms the stamp duty is passed through as its own line, then quotes in INR with GST.

Digital Contracting

Best when agreements still take days

  • State-correct eStamping
  • Aadhaar eSign, valid under the IT Act
  • Execution records that survive dispute

+ Platform add-ons

Best for a broader rollout

  • Scoped to your estate
  • Add-on modules as needed
  • Phased, right-sized deployment

+ the wider marketplace

Best across the journey

  • Signatory already identity-verified
  • Verification straight through to executed
  • One contract, not a separate integration

Buy it for less — TechBag pricing beats list

Whatever the list prices above, TechBag negotiates a significantly better deal — with GST-compliant INR invoicing and local support. Ask us for your discounted quote.

Get a discounted quote →

Get an India-ready quote

Tell us your requirements and current tools — we’ll model it against what you spend today.

Get Quote
Evaluation kit

The 8 questions to ask every vendor

Take this into your next vendor call — including ours.

1
Sequencing

Is contracting scoped alongside verification, or parked in a phase two that may never be funded?

2
Instruments and states

Which agreement types do you execute, and in which states? Duty depends on both.

3
Characterisation

Has counsel confirmed how each instrument is categorised? Correct stamping of a wrong category is still wrong.

4
State coverage

Which states are supported for eStamping, and how are rate changes tracked when a state revises them?

5
Fallbacks

What happens when a state portal is unavailable? That outage becomes your customer's delay.

6
Signature type

Are agreements you may need to enforce currently signed as scanned images? That is a weaker position than it feels.

7
Multi-party

Do any agreements need a guarantor or co-applicant? That is where manual routing usually collapses.

8
Pricing

Is billing per document, per signature or per envelope, and is the duty itself passed through separately?

FAQ

Questions buyers ask

The contracting line of the Signzy marketplace: Contract 360 for document generation, routing and storage, eStamping to pay Indian stamp duty correctly, and Aadhaar eSign for legally valid signatures. It closes the step that often stays manual after onboarding, and signers are already identity-verified. TechBag quotes it in INR with GST.

Ready to evaluate Signzy Digital Contracting?

Scope this alongside verification rather than as a phase two — phase two often does not get funded — or let a TechBag advisor confirm state coverage and the fallback when a portal is down.

Stats, ratings, review counts and pricing are illustrative and sourced from public materials; verify before purchase.