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- HealthcareComing soon
- ManufacturingComing soon
- Retail & E-CommerceComing soon
Onboarding & KYC
You needed four checks. You licensed forty — Signzy sells each verification as a separate API — so you buy the four checks your journey needs rather than a licence covering forty capabilities you will never call.
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Same software. Better outcome — at a lower cost.
How it’s rated
Full scoreboard ↓Quick answer
The Signzy API family
This page covers Onboarding & KYC — the core verification APIs. The rest of the marketplace:
Quick facts
30-second orientation- Product
- Onboarding & KYC — individual verification APIs
- Inside it
- KYC, KYB, liveness, face match, deepfake, OCR
- The model
- Per-API, per-call — not a bundled licence
- India fit
- PAN, Aadhaar, CKYC, GST, UIDAI checks
- Honest scope
- A category name tells you nothing about the checks
- Residency
- India named; in-country on request
- Pricing
- Quote-only — typically per API call
- In India via
- TechBag — INR/GST, scoping and support
Understand digital onboarding before you buy it
Most product pages skip this. We start here — so you buy a capability, not a buzzword.
What is Signzy Onboarding & KYC?
Verification checks bought as individual APIs — PAN, Aadhaar, CKYC, OCR, face match, liveness and KYB, assembled into a journey with a no-code builder.
A platform licence vs a list of calls — the honest table
What consolidation actually replaces, dimension by dimension.
| Dimension | A licence covering everything | Onboarding & KYC (Signzy) |
|---|---|---|
| What you buy | A platform licence | Individual APIs, per call |
| What you pay for | Forty capabilities | The four checks you call |
| India identity | A country module | PAN, Aadhaar, CKYC as endpoints |
| Repeat documents | Collected every time | CKYC reuse where a record exists |
| Journey changes | A vendor ticket | No-code, by your own team |
| What it is NOT | — | Not a published liveness benchmark — ask |
Get the API list INTO the contract with a rate for each: a category name tells you nothing about what you licensed. And ask for the liveness certification level and date — Signzy does not publish one.
The five pieces of the platform
Vendors love diagrams; buyers need to know what they’re actually operating. Here’s the whole platform, demystified.
The check APIs
PAN, Aadhaar, CKYC, GST, bank account, document OCR, face match and liveness are individual endpoints. You call and pay for the ones your journey needs, which is the difference between this and a platform licence.
The no-code builder
A visual layer for sequencing checks, branching on results and handling exceptions without engineering time for every change. Onboarding flows get edited constantly, so who can edit them matters.
Liveness and deepfake checks
Presentation-attack detection and deepfake identification on the selfie step. Signzy does not publish a DHS RIVTD or iBeta result, so ask for the specific certification and its date rather than assuming one.
KYB for businesses
Company identity, GST verification and beneficial-ownership checks for onboarding merchants and businesses. Different documents, different failure modes, and often forgotten until a merchant programme starts.
One telemetry fabric across endpoint, cloud, and network — threats correlated once, not chased console to console.
Six capabilities. Call, verify, complete.
Signzy Onboarding & KYC verifies with individual APIs — PAN, Aadhaar, CKYC and the portfolio, and paired with the human firewall.
PAN, Aadhaar and CKYC
The identity checks Indian regulation asks for, as individual API calls. CKYC in particular avoids re-collecting documents a customer has already filed elsewhere.
Extract from the photograph
Reading PAN cards, Aadhaar, passports and licences captured in poor light at an angle. The awkward captures are where vendors separate and where your completion rate is decided.
Same person, actually present
Matching the selfie to the document photo and checking the face is live rather than a photo or replay. Ask for the specific certification and its date — none is published prominently.
The generated face
Identifying synthetic and manipulated faces at capture. Worth scoping alongside injection-attack handling, since a virtual camera never presents anything to a lens at all.
Verify the business
Company identity, GST verification and beneficial ownership for merchant and business onboarding. A separate problem from individual KYC, with its own document set.
Change the flow yourself
Sequencing, branching and exception handling without an engineering ticket per change. Onboarding flows are edited constantly as drop-off data arrives, so this is an operational saving.
Buy the checks you call. Not the ones you might.
Here’s what genuinely sets it apart — and exactly where it stops.
You buy checks, not a platform
This is the structural difference from most identity vendors and it changes how you evaluate. With a bundled platform you licence a capability set and configure what you use; here each verification is a separate API with its own per-call price. A lender needing PAN verification, Aadhaar eKYC, bank account verification and an AML screen buys exactly those four, and never pays for the thirty-six capabilities they will not call. The saving is real for a focused use case. The corresponding risk is that a quote written at category level — naming 'Onboarding' rather than the APIs inside it — tells you almost nothing about what you bought or what it costs at volume. Enumerate the endpoints and get a rate for each.
Built around Indian identity infrastructure
PAN, Aadhaar, CKYC, GST and UIDAI checks are native endpoints rather than a country module layered onto a global template. CKYC deserves particular attention because it is underused: India's Central KYC registry means a record filed once by any financial institution can be reused, which removes an entire round of document collection for a customer who has onboarded anywhere before. Most journeys still ask for documents the registry already holds. When scoping, ask specifically how CKYC is handled and what proportion of your expected applicants would be covered by it, because that number changes both the completion rate and the per-application cost more than most individual check choices do.
Journey changes without an engineering ticket
Onboarding flows are not built once. Drop-off data arrives, a regulation moves, a fraud pattern emerges, and the sequence needs changing — often several times in the first quarter after launch. Whether your team can make those changes directly or must raise a request with the vendor is an operational difference that never appears in a licence comparison and shows up every fortnight in practice. The no-code builder exists for exactly this. Confirm during evaluation who in your organisation would actually hold that capability, because a builder nobody is trained on defaults back to vendor tickets and the advantage evaporates quietly.
What is not published, and should be asked
Two gaps worth naming. First, Signzy does not prominently publish a liveness or presentation-attack certification the way some competitors do — no DHS RIVTD result, no iBeta ISO 30107-3 level stated on the marketing pages. That does not mean the detection is weak; it means the evidence is not public, so ask for the specific certification, its level and its date rather than assuming. Second, ask about injection attacks separately from liveness: a virtual camera feeding synthetic video into the app never presents anything to a lens, so presentation-attack testing does not cover it. Both are reasonable questions for any vendor in this category, and a vendor that answers them precisely is telling you something useful.
The numbers behind the platform
What your onboarding rollout looks like
Write down the checks you need
Not the categories. This is a marketplace, so the endpoint list is what you are buying and what you will be billed for.
Ask what CKYC would cover
A filed record removes a whole document step for that applicant. The proportion covered changes both completion and cost more than most check choices.
Get the liveness detail in writing
Certification level and date, plus how injection attacks are handled separately from presentation attacks. None of it is published, so ask.
Document the residency commitment
India is a named region and in-country storage is available on request. Get the specific commitment for your deployment written down before signature.
Build the journey and test on real devices
Mid-range Android, weak connection, poor light. Sequence easy steps first and escalate conditionally — ordering moves completion more than accuracy does.
Watch the call volumes
Per-call pricing means retries cost money. Track the retry rate by check and device tier; a journey with poor completion generates more billable calls than forecast.
The review scoreboard
Modelled on Gartner Peer Insights structure. *Counts and breakdowns are illustrative pending verified review collection.
Quick poll — what’s driving your evaluation?
Talk to an advisor“Buying four APIs instead of a platform licence halved what we expected to spend. The flexibility is genuine if you know exactly which checks you need.”
“CKYC coverage was the surprise. A meaningful share of our applicants already had a filed record, which removed a whole document step for them.”
“Get the API list into the contract. Ours said 'onboarding' and the first invoice was a conversation we should have had before signing.”
“Ask for the liveness certification specifically. It was not on the marketing pages and we had to request the detail during security review.”
Where everyone sits — the grids
Analyst firms bury this view behind paywalls, and G2 retired its Grid. So here’s TechBag’s synthesis of the identity verification market — tap any vendor to see why it sits where it does.
TechBag Identity Verification Grid
Execution strength vs product vision — the classic market map, minus the paywall.
Per-API buying; India residency named.
Detection × Portfolio Integration
The grid nobody publishes — depth within the category vs fit with Indian identity infrastructure.
Deep India endpoints, bought per call.
Positions are TechBag’s illustrative synthesis of public review-platform data and vendor documentation — not a reproduction of any analyst graphic. Verify before relying on it.
Onboarding & KYC vs the alternatives
Against HyperVerge, a global IDV vendor and an in-house build — on the buying model, India coverage and published evidence.
| Dimension | Signzy Onboarding | HyperVerge | A global IDV vendor | In-house build |
|---|---|---|---|---|
| Commercial model | Per API, per call | Bundled suites | Usually bundled | Build cost |
| India identity coverage | Native endpoints | Native | Configured | Yours |
| Published liveness evidence | Not published | DHS Track 2 + iBeta | Varies | None |
| India data residency | Named region | Not stated | Varies | Your servers |
| Journey changes | No-code builder | Platform builder | Varies | A sprint |
| Published pricing | Quote-only | Quote-only | Varies | Build cost |
Which cybersecurity approach fits you?
Honest fit signals — because the fastest way to lose your trust is to pretend one product wins every scenario.
Choose Signzy Onboarding if…
- ✓You know exactly which checks you need and want to pay for only those
- ✓India data residency is a requirement — Signzy names it, most competitors do not
- ✓CKYC reuse would cover a meaningful share of your applicants
- ✓Your team wants to edit onboarding journeys without raising vendor tickets
Compare HyperVerge if…
- ✓Deepfake and presentation-attack resistance is the deciding factor
- ✓You want published benchmark evidence — the DHS RIVTD Track 2 result is concrete
- ✓You would rather buy a bundled suite than manage a list of individual APIs
Do not expect…
- ✓A category name in the quote to tell you which checks you licensed
- ✓A published liveness certification — ask for the level and the date
- ✓Residency to apply automatically; it is an option to request in writing
What does an unused licence cost you?
Drag the sliders (monthly onboarding volume; cost of a lost application). Estimates model applications abandoned mid-journey plus the billable retries a poor completion rate generates. Illustrative.
Loaded cost = salary + overheads per productive hour. Illustrative only — your TechBag quote models your actual environment and modules.
Three ways to consume it
Quote-only — Signzy publishes no price and bills per API call. TechBag scopes the endpoint list against your real volumes, including retries, then quotes in INR with GST.
Onboarding & KYC
Best when you know your check list
- Per-API pricing, not a bundle
- PAN, Aadhaar, CKYC and KYB native
- No-code journey editing
+ Platform add-ons
Best for a broader rollout
- Scoped to your estate
- Add-on modules as needed
- Phased, right-sized deployment
+ the wider marketplace
Best across the journey
- Fraud and AML on one contract
- Lending and contracting APIs alongside
- India residency available on request
Buy it for less — TechBag pricing beats list
Whatever the list prices above, TechBag negotiates a significantly better deal — with GST-compliant INR invoicing and local support. Ask us for your discounted quote.
Get an India-ready quote
Tell us your requirements and current tools — we’ll model it against what you spend today.
The 8 questions to ask every vendor
Take this into your next vendor call — including ours.
Does your contract enumerate the specific endpoints and a rate for each, or just name a category?
What share of your applicants would have a filed CKYC record? It removes a document step for each of them.
What certification does the liveness check hold, at what level, and dated when? None is published — request it.
How are injection attacks handled, separately from presentation attacks? A virtual camera presents nothing to a lens.
Is the India in-country storage commitment documented for your deployment, or only the general statement?
Who on your team will hold the no-code builder? A tool nobody is trained on defaults back to vendor tickets.
Are failed verifications that customers reattempt billable? Poor completion generates more of them than forecasts assume.
Can you approve without a list price? There is none — model your real call volumes including retries.
Questions buyers ask
Ready to evaluate Signzy Onboarding & KYC?
Write down the specific checks you need first — this is a marketplace and the endpoint list is what you buy — or let a TechBag advisor scope it and get the residency commitment in writing.
Stats, ratings, review counts and pricing are illustrative and sourced from public materials; verify before purchase.