Signzy
The vendor that made enterprise-grade security work for the mid-market— identity, fraud, lending and contracting checks bought as individual APIs rather than a bundled platform licence. This hub is your complete intel file.
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The company, at a glance
Quick answer
Four intel pages. One API contract.
The complete Signzy platform — every linked card is a full intel page, from the endpoint to the world-leading MDR service.
Onboarding & KYC
Buy the checks you need, not a bundle.
KYC and KYB with liveness, face match, deepfake detection and OCR. Each check is a separate API you pay for: buy only what you use.
Fraud & AML
The account is real. The purpose is not.
MuleShield mule detection, breach checks, AML screening and transaction monitoring. Mules pass KYC; behavioural signals catch them.
Lending
Bank data with consent, not emailed PDFs.
Account Aggregator APIs, risk assessment and bank statement analysis: bank data shared with consent and an audit trail for regulators.
Digital Contracting
The step everyone forgets to budget for.
Contract 360, eStamping and Aadhaar eSign. eStamping matters in India because stamp duty is a state subject with its own rates.
The Innovations row
Platform & engineOne Touch KYC, MuleShield, Contract 360 and the rest repackage the marketplace APIs, so no pages of their own; ask which checks each runs.
Regional stacks
Platform & engineAlongside India, Signzy has US and Middle East stacks under one integration and contract; confirm each country carries every check you need.
Why “checks, not platforms” is the whole story
Most verification buyers need a few checks inside their own onboarding journey, not another platform to operate. Signzy sells checks, not platforms — each verification is an API you call and pay for — and its India residency option doubled down on it.
A marketplace, not a licence
Each check is a separate API you call and pay for, so you buy the four you need, not a licence for forty. The check list in your contract is what matters.
India residency, actually stated
Signzy names India as a data-residence region and offers in-country storage on request for RBI localisation — rare among identity vendors. Still get it in writing.
Certified for procurement
ISO 27001, SOC 2 Type II, PCI-DSS aligned and annual CERT-In third-party VAPT: the artefacts an Indian security review asks for, ready to shorten procurement.
One integration across markets
US, Middle East and India stacks share one marketplace and contract — a saving if you onboard across countries. Confirm depth per country, not just presence.
Start with the checks you actually need; everything else on the marketplace stays unbilled.
Peer & market recognition
Every claim on this hub traces to one of these public signals.
Market Guide for KYC Platforms
for Banking — only Indian company featured
Featured, not ranked
a Market Guide names vendors; it ranks none
Top 50 Global FCC
financial crime compliance tech providers
ISO 27001 · SOC 2 II
PCI-DSS aligned; CERT-In annual VAPT
Named region
in-country storage on request for RBI
4.7 / 5
the vendor's own homepage figure
2015 · Bengaluru
Ankit Ratan, Arpit Ratan, Ankur Pandey
Not in the IDV MQ
Gartner's IDV Magic Quadrant lists others
The company in six figures
Where Signzy sits — the grids
Two company-level views you won’t find on any vendor site — tap any dot for the rationale. The category-level grid lives on the product page.
Signzy Across Its Solution Areas
Each dot is a Signzy solution area: competitive position vs category momentum.
The core marketplace, bought per check.
Signzy Across Its Categories
Depth within each category vs how well it fits Indian regulation and data rules.
API marketplace; India residency stated.
Positions are TechBag’s illustrative synthesis of public review-platform standings and vendor documentation — not a reproduction of any analyst graphic. Verify before relying on it.
New to this? Learn it properly.
Zero-jargon starting points, in reading order. Each links into the deep education on the product page.
Where should you start with Signzy?
Answer three questions; we’ll point you at the right starting product. No email required — this isn’t that kind of quiz.
1. What is forcing the decision?
2. Where does the pain sit today?
3. How do you want to buy?
Why a marketplace differs from a platform
You buy individual checks, not a licence for everything, so the check list in your contract is what matters.
Read →The mule account that passes every KYC check
A real person with real documents opens it to move someone else’s money, so no identity check catches it.
Read →What Account Aggregator changed
Bank data shared directly with consent, instead of PDFs emailed by the borrower. Cleaner inputs, and an audit trail.
Read →Why eStamping is harder than it looks
Stamp duty is a state subject with its own rates and processes. Getting it wrong makes an agreement unenforceable, not just late.
Read →A Market Guide is not a Magic Quadrant
Signzy is featured in Gartner's 2024 KYC Market Guide. A Market Guide describes a market and ranks nobody in it.
Read →India residency, actually stated
Most identity vendors publish nothing. Signzy names India as a region and offers in-country storage on request.
Read →The acronym decoder
Every term on these pages, in one place- Signzy
- A Bengaluru identity company (founded 2015) selling KYC, fraud, lending and contracting checks as APIs.
- API marketplace
- Each check is a separate API bought and billed alone, rather than a bundled platform licence.
- Market Guide
- A Gartner report that describes a market and names notable vendors but, unlike a Magic Quadrant, ranks nobody.
- Mule account
- A real account opened by a real person at someone else’s direction to move their money; it passes KYC.
- Account Aggregator
- India’s consent-based financial data sharing framework: borrowers share bank data directly with lenders.
- eStamping
- Paying stamp duty electronically; in India rates differ by state, and errors affect enforceability.
- Aadhaar eSign
- An electronic signature backed by Aadhaar authentication, legally valid under the IT Act.
- CKYC
- India’s Central KYC registry: a record filed once is reusable across financial institutions.
- Data residence
- Where customer data is physically stored; Signzy names India and offers in-country storage on request.
Buy it like you’ve done this before
The procurement playbook TechBag runs with IT buyers — steps, licensing cheat-sheet, and the pitfalls that cost quarters.
List the checks, not the categories
You buy individual APIs, so name each check in the quote; a category name hides what you are licensed for, and per-call prices vary by check.
Read the Gartner claim carefully
Signzy is the only Indian company in the 2024 Market Guide for KYC Platforms for Banking. A Market Guide ranks nobody, so it is not a Leader spot.
Ask for the India residency commitment in writing
India is a named region and in-country storage is available on request, better than most of the market. Get your deployment’s commitment documented.
Collect the certification artefacts early
ISO 27001, SOC 2 Type II and the CERT-In VAPT report are what an Indian security review asks for. Requesting them at the start shortens the cycle considerably.
Model your real call volumes
Cost scales with calls, including retries on failed verifications. Model the retry rate rather than assuming clean first-time completion.
Get the quote — pricing is per call
Signzy publishes no price. TechBag scopes the specific API list against your volumes and returns a quote in INR with GST.
The licensing cheat-sheet
| Product | Licensing model | How you enter | Best for |
|---|---|---|---|
| Onboarding & KYC | Quote-only — per API call | KYC, KYB, liveness, OCR | Buy only the checks you need |
| Fraud & AML | Quote-only — per check | MuleShield, AML, monitoring | Catch what passes KYC cleanly |
| Lending | Quote-only — per pull | Account Aggregator, risk, bank | Consent-based income data |
| Digital Contracting | Quote-only — per document | Contract 360, eStamp, eSign | Close the last manual step |
Quote-only and usage-based: per API call, check, pull or document — TechBag models the mix for your size and quotes in INR with GST.
Five pitfalls that cost buyers quarters
Reading 'Recognized KYC Leader' as a Gartner ranking
The fact behind the badge: Signzy is featured in Gartner’s Market Guide for KYC Platforms for Banking 2024, which ranks nobody. Cite it by name and year, never as a Leader position.
Buying a category instead of a list of checks
A quote naming ‘Onboarding’ says nothing about which APIs you hold or what each costs, and rates differ widely by check. List every API in the contract.
Assuming residency is the default rather than an option
India is a named data-residence region and in-country storage is available for RBI localisation — but as an option to request, not a default. Document the commitment before signature.
Expecting identity checks to catch mule accounts
A mule account passes KYC because the identity is genuine; it exists to move someone else’s money. Better verification will not catch it — scope MuleShield and transaction monitoring.
Leaving contracting until after the pilot
Fast verification is wasted if the signed agreement takes three days. Stamp duty is a state subject in India and errors can void enforceability; scope eStamping and eSign up front.
The evaluation kit
Each intel page carries an 8-question vendor checklist and a value calculator:
Skip the homework entirely
Bring your requirements and current tool bills — a TechBag advisor models the whole decision for you.
Book a discovery call →The forces shaping this market
Four trends with momentum scores (TechBag’s read of analyst and market signals) — and what each means for your next decision.
Category momentum — estimated market growth
Illustrative CAGR synthesis**Directionally consistent with public analyst forecasts; verify exact figures before quoting. The takeaway: financial crime compliance compounds fastest — which is where MuleShield and AML screening sit.
Mule accounts became the fraud problem KYC cannot solve
The identity is genuine, so every verification check passes cleanly.
What it means for you
Detection shifts to behaviour and network analysis after onboarding, not stronger KYC.
Account Aggregator becomes the default income input
Consent-based bank data replaces PDFs of uncertain provenance.
What it means for you
Cleaner credit inputs, and an audit trail of what was shared if a decision is questioned.
Data localisation moves from preference to requirement
RBI localisation and DPDP make storage location a legal question.
What it means for you
Vendors that name a region and offer in-country storage clear procurement faster.
Buyers want checks, not platforms
Per-call APIs let a team buy four checks instead of forty capabilities.
What it means for you
Risk shifts to getting the contract’s check list right, not the category name.
Questions buyers ask about Signzy
Ready to shortlist Signzy?
Open any of the five intel pages for the deep dive, or let a TechBag advisor build the case with you — API-list scoping, the residency commitment in writing, quotes, trials, GST invoicing and lifecycle support included.
Stats, positions and figures are illustrative syntheses of public materials; verify before purchase.