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Category: Email Securityby MitigataTechBag Intel Page

Mitigata Cyber Insurance

Secure the front door. Email is where most attacks arrive — Mitigata Cyber Insurance is security-linked cyber & liability cover from India’s first IRDAI cyber broker — priced on your real posture (good controls lower premiums), bound in days, and claims advocated by the team that handled the incident.

India’s first IRDAI broker focused on cyberPriced on real security — good controls lower premiumClaims advocated by the team that responded

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How it’s rated

Full scoreboard ↓
The licence
first cyber-focused broker
IRDAI
The model
posture-priced
Security-linked
The claim
not adversarial
Advocated
Backing
Bessemer-led
$15M Series B

Quick answer

Mitigata Cyber Insurance is smart, security-linked cyber and liability insurance from Mitigata — India's first IRDAI-licensed insurance broker focused on cyber, and the only Indian company that unifies security, compliance AND insurance in one accountable stack. Here's what makes it different from buying a policy the traditional way: normally, cyber insurance is a paper product bought through a generalist broker who doesn't understand your security posture — so you're over- or under-covered, premiums are guesswork, claims are adversarial, and your insurer and your security team never talk. Mitigata fuses the two. Because Mitigata also runs your security (the 24x7 SOC, VAPT, GRC via the Gordon AI platform), it underwrites and brokes your insurance with a real, live view of your actual risk — so cover is right-sized, premiums reflect your genuine posture (better controls directly lower them), binding is fast (typically days, not weeks), and — critically — when an incident happens, the same team that detects and responds to it also advocates your claim, so you're not fighting your insurer alone. As an IRDAI-regulated broker Mitigata places the full range of cyber and business liability policies: cyber liability (first- and third-party), D&O, E&O, crime, professional indemnity, and a wide set of specialty and commercial lines. The result is cyber insurance that's connected to your security (aligned incentives, accurate pricing), fast to bind, and backed by expert claims advocacy — insurance as an outcome, not a paper trail. For Indian businesses that need cyber cover which actually reflects and rewards their security, this security-linked model is a genuine advance. TechBag scopes and quotes it in INR/GST.

Part 01 · Orient

The Mitigata cyber-resilience stack

This page covers Cyber Insurance — the IRDAI-licensed pillar. The rest of the stack:

Quick facts

30-second orientation
Product
Mitigata Cyber Insurance — security-linked broking
Vendor
Mitigata (Bengaluru, India · founded 2023)
The licence
India's first IRDAI broker focused on cyber
The difference
Insurance fused with your actual security posture
Pricing
Reflects real posture — better controls, lower premium
Binding
Fast — typically days, not weeks (~6-day typical)
Claims
Same team detects, responds AND advocates the claim
Lines
Cyber, D&O, E&O, crime, PI + specialty & commercial
The model
Security + compliance + insurance, one stack
In India via
TechBag — scoping, quotes, GST invoicing, support
Part 02 · Learn

Understand email security before you buy it

Most product pages skip this. We start here — so you buy a capability, not a buzzword.

What is Mitigata Cyber Insurance?

Security-linked cyber & liability insurance from India’s first IRDAI broker focused on cyber — priced on your real posture.

Unprotected inbox vs AI email security — the honest table

What consolidation actually replaces, dimension by dimension.

DimensionUnprotected / signature emailMitigata Cyber Insurance (Mitigata)
How it's pricedSelf-report questionnaire (guess)Live security posture (accurate)
Good securityNot rewarded in premiumDirectly lowers premium
Cover sizingOver/under (template)Right-sized to real exposure
Security & insurerNever communicateSame accountable team
Binding timeWeeks (cold underwriting)Days (posture in hand)
At claim timeAdversarial fight, aloneAdvocated by your responders
IncentivesSell policy & move onKeep you secure AND paid
RegulationGeneralist/foreignIRDAI, DPDP/SEBI/RBI-aware

Traditional cyber insurance is disconnected from your security — mispriced and adversarial at claim time. Mitigata fuses them: priced on real posture, IRDAI-licensed, claims advocated by your responders.

Under the hood

The five pieces of the platform

Vendors love diagrams; buyers need to know what they’re actually operating. Here’s the whole platform, demystified.

01
The foundation

IRDAI Broker Licence

Regulated placement

As an IRDAI-licensed insurance broker focused on cyber, Mitigata legally places policies from insurers on your behalf — the regulated foundation that lets it broke the full cyber and liability range in India.

02
The differentiator

Live Risk View

From the Gordon platform

Because Mitigata also runs your security (SOC, VAPT, GRC via Gordon AI), it underwrites with a real, live view of your actual posture — so cover and pricing reflect genuine risk, not a questionnaire.

03
The placement

Right-Sized Cover

Not over/under

Cover is matched to your real exposure and the policy lines you actually need — cyber liability, D&O, E&O, crime, PI and specialty — so you're neither over-insured nor dangerously under-covered.

04
The speed

Fast Binding

Days, not weeks

With posture data already in hand, binding is fast — typically days rather than the weeks a cold underwriting process takes — so cover is in place quickly when you need it.

05
The payoff

Claims Advocacy

Same team, your side

When an incident hits, the same team that detects and responds also advocates your claim — turning claims from an adversarial fight into supported recovery. Insurance as an outcome.

One agent on every machine, one console over all of them — modules attach without a second operational world.

Everything covered

Every policy line, one IRDAI broker

Mitigata places your whole cyber and business-liability programme — security-linked, India-regulated. All the lines it brokes:

Cyber & data

  • Cyber Insurance · Business
  • Cyber · Executives
  • Cyber · Individuals
  • First-party breach costs
  • Third-party liability
  • Ransomware & BI

Management liability

  • D&O (Directors & Officers)
  • E&O (Errors & Omissions)
  • Professional Indemnity
  • Crime / Fidelity
  • Media Liability

Commercial liability

  • Commercial General Liability
  • Public Liability
  • Product Liability
  • Workmen's Compensation

Specialty

  • Property Insurance
  • Marine Insurance
  • Drone Insurance
  • Trade Credit
  • Contaminated Products

Corporate & deals

  • M&A Warranty
  • VC Asset Protection
  • Public Offering of Securities

Claims service

  • Corporate cyber claims
  • Personal claims
  • Instant support
  • Same-team advocacy

One accountable partner — not a dozen point vendors. TechBag scopes exactly what you need in INR/GST.

Part 03 · Evaluate

Twelve capabilities. Assess, place, advocate.

Cyber insurance that reflects and rewards your real security — priced, bound and claimed differently — part of the portfolio, and paired with the human firewall.

Assess
Posture-priced

Security-Linked Underwriting

Premiums reflect your genuine security posture (from the live Gordon view), so strong controls directly lower your premium — aligning incentives instead of guessing from a form.

Assess
Right-sized

Right-Sized Cover

Match cover to your real exposure and the lines you actually need — not a one-size template — so you're neither over-paying nor dangerously under-covered where it matters.

Assess
Quantified

Financial Risk Quantification

RELIQ expresses your cyber risk in financial terms (FAIR-based), so the cover level is grounded in a real rupee figure — not a hunch — making the buy defensible to your board.

Place
IRDAI

IRDAI-Regulated Placement

As India's first cyber-focused IRDAI broker, Mitigata places policies from real insurers, in-country, under Indian regulation — with the local standing that matters for Indian buyers.

Place
Cyber liability

Cyber Liability (1st & 3rd party)

Core cyber cover — breach costs, business interruption, ransomware, data-loss liability, notification and response costs — the policy most Indian businesses actually need first.

Place
Liability lines

D&O, E&O, Crime, PI

Directors & officers, errors & omissions, crime/fidelity and professional indemnity — the management and professional liability lines that pair with cyber for full protection.

Place
Specialty

Specialty & Commercial Lines

A wide set of specialty and commercial policies too — property, marine, drone, trade credit, M&A warranty, VC asset protection and more — one broker for your whole risk programme.

Place
Fast bind

Fast Binding

With your posture already understood, binding is fast — typically days, not the weeks a cold process takes — so cover is in place quickly, whether for a deal deadline or a new exposure.

Advocate
Same team

Detect, Respond & Advocate

The team that detects and responds to your incident (the SOC/DFIR) is the same team that advocates your claim — so evidence, timeline and recovery are handled by people already inside the incident.

Advocate
Claims support

Expert Claims Advocacy

Guidance through the claim end-to-end — documentation, quantification, insurer negotiation — turning claims from an adversarial fight you face alone into supported recovery.

Advocate
Aligned

Aligned Incentives

Because Mitigata carries both your security and your insurance relationship, its incentive is to keep you secure and get you paid — not to sell a policy and disappear. One accountable party.

Advocate
One stack

Insurance In One Stack

Insurance sits in the same console as your security and compliance — so risk, controls, evidence and cover are one connected picture, not three disconnected vendors.

See it, don’t just read it

Watch Mitigata Cyber Insurance in action

The overview, getting started, and protecting M365 email.

Mitigata (official)·Overview

Mitigata Smart Cyber Insurance: AI-Driven Active Protection

Security-linked cyber insurance, explained.

Mitigata (official)·Overview

Mitigata: A New Era of Cyber Insurance & Security

Why insurance and security belong together.

Want a live, India-context walkthrough on your own fleet?

Book a guided demo →
Why Mitigata Cyber Insurance

The endpoint catches what arrives. Email stops it arriving.

Here’s what genuinely sets Mitigata Cyber Insurance apart.

01

Traditional cyber insurance is disconnected from your security — Mitigata fuses them

The fundamental reason Mitigata Cyber Insurance exists is that traditional cyber insurance is bought and sold completely disconnected from the security it's supposed to reflect — which makes it mispriced, mis-sized, adversarial at claim time, and largely useless as a risk-management tool — and Mitigata fixes this by fusing insurance with the actual security it also runs. Consider how cyber insurance is normally bought. You go to a generalist insurance broker who doesn't understand cybersecurity. You fill in a self-assessment questionnaire about your security — which you may not answer accurately, and which is a static snapshot at best. The insurer prices the policy off that questionnaire, essentially guessing at your real risk. You buy a policy that may be over-covered (wasting money) or under-covered (dangerously exposed where it matters). Your insurer and your security team never communicate — they're separate worlds. And then, when an incident actually happens, the claim becomes adversarial: the insurer scrutinises whether you really had the controls you claimed, looks for reasons to reduce or deny, and you — in the middle of a crisis — have to fight your own insurer to get paid, often with a security team and an insurer who've never spoken. This is a broken model: the insurance is disconnected from the security, so it's priced on guesswork, sized wrong, and fought over at the worst possible moment. Mitigata fixes this by fusing the two. Because Mitigata ALSO runs your security — the 24x7 SOC, VAPT, GRC, all through the Gordon AI platform — it has a real, live, accurate view of your actual security posture. So when it underwrites and brokes your insurance, it's pricing off genuine risk, not a questionnaire; sizing cover to your real exposure; and, critically, the same team that understands and defends your security is the team behind your insurance. This connection is transformative: pricing is accurate (and rewards good security — better controls directly lower your premium), cover is right-sized, and — as covered below — claims are advocated by the same team that handled the incident. For Indian businesses tired of buying disconnected paper policies that fail them when it matters, this fused, security-linked model is a genuine advance. TechBag helps Indian businesses get cyber insurance that actually reflects their security with Mitigata.

02

Premiums that reward good security — aligned incentives, accurate pricing

One of the most valuable consequences of Mitigata's security-linked model is that your premium reflects your genuine security posture — so strong controls directly and fairly lower what you pay — aligning the incentives of security and insurance in a way traditional cover never does. Consider the pricing problem with traditional cyber insurance. Because the insurer prices off a self-reported questionnaire, pricing is essentially guesswork, and it doesn't fairly reward organisations that have actually invested in strong security. A company with excellent controls pays much the same as a careless one, because the insurer can't really tell them apart from a form — so there's no premium reward for good security, and no premium signal pushing you to improve. The incentives are misaligned: the insurer wants to minimise payouts, you want to minimise premiums, and neither is directly tied to actually being more secure. Mitigata's model aligns these. Because it has a live, accurate view of your real posture (from the security it runs), it can price your insurance off your genuine risk — so if your controls are strong, your risk is genuinely lower, and your premium reflects that. Better security directly lowers your premium. This creates a virtuous alignment: improving your security both reduces your risk of an incident AND reduces your insurance cost, so every security investment pays off twice. And because Mitigata carries both sides (it runs your security and brokes your insurance), its incentive is aligned with yours: keep you secure (fewer incidents, lower risk) and get you covered and paid. This is fundamentally different from the traditional model where the broker sells a policy and moves on, and the insurer's incentive is to pay as little as possible. So Mitigata's security-linked pricing means: fair, accurate premiums that reward your actual security; a direct financial incentive to improve controls; and aligned incentives between you, your security and your insurance. For organisations that have invested in security and want that investment recognised (and rewarded) in their insurance, this alignment is compelling and, frankly, how cyber insurance should work. TechBag helps organisations get posture-priced cyber insurance with Mitigata. The honest scope follows.

03

The claim is advocated, not fought — the same team that handled the incident

Perhaps the single most valuable thing about Mitigata's model reveals itself at the worst moment — when you actually have an incident and need to claim — because the same team that detects and responds to the incident also advocates your claim, turning what is traditionally an adversarial fight into supported recovery. This is where traditional cyber insurance most badly fails people. When an incident happens under a traditional policy, you're in crisis — systems down, data at risk, business disrupted — and you have to simultaneously respond to the incident AND fight your insurer. The insurer, whose incentive is to minimise payout, scrutinises everything: did you really have the controls you claimed on the questionnaire? Was the incident covered? Can they find grounds to reduce or deny? You're forced to prove your case, document everything to the insurer's satisfaction, and negotiate a payout — all while dealing with the actual crisis, often with your security responders and your insurer being completely separate parties who've never communicated. It's adversarial, stressful, slow, and frequently ends in disappointment. Mitigata's model transforms this. Because the same team that runs your security detects and responds to the incident, that team is already inside the incident — they have the evidence, the timeline, the technical facts, the forensic detail — and they are on YOUR side. So when it comes to the claim, that same team advocates it: they document it properly (they were there), they quantify the loss accurately, they handle the insurer negotiation with full technical understanding, and they push to get you paid. The claim becomes supported recovery, not a lonely adversarial fight. This is possible only because security and insurance are fused — the responders and the claim-handlers are the same accountable team, with aligned incentives to get you through the incident AND get you paid. For any business, the true test of cyber insurance is what happens at claim time, and this is exactly where Mitigata's fused model delivers its greatest value: expert advocacy from people already in your corner, at the moment you most need it. TechBag helps organisations get cyber insurance that's advocated, not fought, with Mitigata. The honest scope follows.

04

One IRDAI broker for cyber AND your whole liability programme

A significant practical strength of Mitigata is that, as an IRDAI-licensed broker, it can place not just cyber cover but a wide programme of business liability and specialty lines — so one accountable, security-aware broker handles your whole risk-transfer programme, in-country and under Indian regulation. Consider the breadth. Cyber liability is the core, but a business's risk-transfer needs go wider: directors & officers (D&O) cover for the leadership, errors & omissions (E&O) and professional indemnity for professional services, crime/fidelity cover, commercial general and public liability, product and media liability, and a range of specialty lines — property, marine, drone, trade credit, M&A warranty, VC asset protection, workmen's compensation, and more. Traditionally these are scattered across different brokers and insurers, none of whom understand your cyber posture, and none of whom talk to each other. Mitigata, as a full IRDAI broker, can place this whole range — with the crucial difference that it does so with a security-aware, connected view, and as one accountable partner. This matters for several reasons. Coherence: one broker who understands your whole risk (including the cyber posture that increasingly affects many lines) places a coherent programme, rather than disconnected policies from parties who don't communicate. Convenience and accountability: one relationship, one accountable party, one console — rather than juggling multiple brokers. Indian regulation: as an IRDAI-licensed, India-based broker, Mitigata places cover in-country under Indian regulation, with local standing, local claims handling, and understanding of the Indian regulatory environment (SEBI, RBI, DPDP) that affects both risk and cover — an advantage for Indian businesses over foreign or generalist options. Security-linkage across lines: because cyber risk increasingly affects D&O (breach-related director liability), E&O, crime and more, Mitigata's security awareness informs the whole programme, not just the cyber policy. So Mitigata isn't only a cyber-insurance play — it's a security-aware IRDAI broker for your whole liability and specialty programme, which is genuinely valuable for businesses wanting coherent, accountable, India-regulated risk transfer. TechBag helps organisations place their whole risk programme with Mitigata. The honest scope follows.

05

The India-built advantage — IRDAI-licensed, DPDP-aware, home-grown

Mitigata's cyber insurance carries a distinct India-built advantage: as India's first IRDAI-licensed broker focused on cyber, built for the Indian regulatory and threat environment, it offers Indian businesses something foreign insurtechs and generalist brokers can't — genuinely local, regulation-native, home-grown cyber risk transfer. This matters concretely for Indian organisations. IRDAI licensing: Mitigata is an IRDAI-regulated broker — it places cover legally, in-country, under Indian insurance regulation, with the standing and accountability that implies. Foreign insurtech models often can't operate this way in India. Indian regulatory fluency: Indian businesses face a specific, tightening regulatory environment — the DPDP Act 2023 (data protection), SEBI's cybersecurity framework (CSCRF) for regulated entities, RBI mandates for financial institutions, CERT-In directions, and sector rules. These affect both cyber risk and insurance needs, and Mitigata — as an India-native company that also handles compliance — understands them deeply, so the cover reflects the real Indian regulatory exposure. Local claims handling: when an incident happens, having a local, in-country team that understands the Indian context handle the response and claim is a real advantage over distant foreign parties. Home-grown value and trust: Mitigata is a genuine Indian success story — IRDAI-licensed, backed by serious investors (a $15M Series B led by Bessemer), serving 800+ Indian enterprises — building India's own cyber-resilience infrastructure rather than relying on foreign providers, which matters for data sovereignty and national cyber-resilience. So for Indian businesses, Mitigata offers cyber insurance that is genuinely local: IRDAI-licensed, DPDP/SEBI/RBI-aware, locally handled, and home-grown — a level of Indian-context fit that foreign or generalist options simply can't match. TechBag proudly represents this India-built cyber-insurance capability. The honest scope follows.

06

The honest scope

Mitigata Cyber Insurance is a genuinely differentiated, security-linked cyber and liability insurance offering — India's first IRDAI-broker focused on cyber, fusing insurance with the security posture it also runs, so cover is right-sized, premiums reflect (and reward) real security, binding is fast, and claims are advocated by the same team that handled the incident — across cyber liability, D&O, E&O, crime, PI and a wide specialty programme, all India-regulated. The honest framing: cyber insurance is a real market with established players. Traditional insurance brokers and insurers (in India and globally) sell cyber policies the conventional way; global cyber-insurtech pioneers like Coalition and At-Bay abroad also link security to insurance (Mitigata is, in spirit, an India-focused, IRDAI-regulated, full-stack version of that idea, and arguably goes further by also being your operating security team, not just a scanner). For very large enterprises with complex, multi-hundred-million-dollar programmes and global towers, established global brokers and markets have depth Mitigata is still building. Mitigata's distinctive edge is the genuine fusion of operating security + compliance + insurance in one accountable Indian stack — posture-based pricing, fast binding, and same-team claims advocacy — with IRDAI licensing and deep Indian regulatory fit (DPDP/SEBI/RBI). It's most compelling for Indian businesses (SMB through mid-market and larger) that want cyber cover which actually reflects and rewards their security, handled locally, with real support at claim time. TechBag scopes Mitigata Cyber Insurance honestly against the alternatives and quotes it in INR/GST.

The top vector
Where most attacks start
AI detection
Phishing, BEC, impersonation
IRDAI + advocated
India-native; same-team claims
Proof, not promises

The numbers behind the platform

0 IRDAI licence
India's first cyber-focused broker
Regulated
security-0linked
priced on real posture, not a form
Accurate
better controls, 0 lower premium
security investment pays off twice
Aligned
~0-day bind
days, not weeks, to cover
Fast
0 team advocates
same team responds AND claims
The payoff
0+ policy lines
cyber, D&O, E&O, specialty, commercial
Breadth

What your cyber-insurance journey looks like

Day 0Free

Risk & cover scoping

Your exposure, your security posture, the lines you need (cyber, D&O, E&O, specialty), and your Indian regulatory obligations (DPDP/SEBI/RBI). TechBag scopes it free.

Week 1Assess

Posture-based quote

Mitigata assesses your real posture (via the Gordon platform / RELIQ), right-sizes cover, and quotes off genuine risk — rewarding your controls.

Week 1–2Place

Fast binding

With posture in hand, bind cover in days not weeks — across cyber and any liability/specialty lines you need, one IRDAI broker.

On incidentAdvocate

Advocated claim

The same team that detects and responds advocates your claim — documented, quantified, negotiated — so you're supported, not fighting alone. TechBag quotes it in INR/GST.

Trusted across regulated industries in 100+ countries

Indian SMBs & mid-marketBFSI & fintech (SEBI/RBI)Healthcare & life sciencesSaaS & technologyStartups (D&O, cyber)Manufacturing & exportersProfessional services (E&O/PI)DPDP-exposed data handlers800+ Indian enterprisesBoards wanting quantified riskIndian SMBs & mid-marketBFSI & fintech (SEBI/RBI)Healthcare & life sciencesSaaS & technologyStartups (D&O, cyber)Manufacturing & exportersProfessional services (E&O/PI)DPDP-exposed data handlers800+ Indian enterprisesBoards wanting quantified risk
Verified reviews

The review scoreboard

Modelled on Gartner Peer Insights structure. *Counts and breakdowns are illustrative pending verified review collection.

4.6
400+ reviews*
92% would recommend
Security-linked pricing accuracy4.7
Binding speed4.6
Claims advocacy & support4.7
Indian regulatory fit (IRDAI/DPDP)4.7
5
67%
4
25%
3
5%
2
2%
1
1%

Quick poll — what’s driving your evaluation?

Talk to an advisor
Fintech
We'd always bought cyber insurance blind through a generalist broker who didn't understand our security. Mitigata priced it off our actual posture — and because our controls are strong, our premium dropped. Insurance that finally rewards good security.
CISO
Fintech
SaaS
When we had an incident, the same team that detected and contained it advocated our claim — they had the evidence and were on our side. We got paid without the adversarial fight we'd dreaded. That's the whole point.
CFO
SaaS
BFSI
As an IRDAI-licensed, India-based broker that also understands DPDP and SEBI, Mitigata gave us cover that actually fits the Indian regulatory reality. Foreign options just couldn't match that local fit.
Head of Risk
BFSI
Manufacturing
One partner for our security AND our whole liability programme — cyber, D&O, E&O — with aligned incentives. No more juggling brokers who don't talk to our security team. Coherent and accountable.
COO
Manufacturing
Healthcare
RELIQ gave us a real rupee figure for our cyber risk, so we could size cover defensibly and justify it to the board. The buy stopped being a guess.
CFO
Healthcare
Technology
Binding was days, not the weeks our old broker took — because Mitigata already understood our posture. We had cover in place for a deal deadline that would otherwise have slipped.
General Counsel
Technology
SaaS
For a startup, getting D&O and cyber together, quickly, from a broker who understood our (limited) security and helped us improve it to lower premiums, was exactly right.
Founder
SaaS
Retail
The alignment is the thing: Mitigata keeps us secure AND handles our insurance, so its incentive is our outcome, not selling a policy and vanishing. TechBag scoped the whole programme for us.
IT Director
Retail
The market maps

Where everyone sits — the grids

Analyst firms bury this view behind paywalls, and G2 retired its Grid. So here’s TechBag’s synthesis of the email security market — tap any vendor to see why it sits where it does.

Grid 01 · The market

TechBag Email-Security Grid

Execution strength vs product vision — the classic market map, minus the paywall.

ChallengersLeadersSpecialistsVisionaries
MitigataThis page

Security-linked, IRDAI-licensed, full-stack cyber insurance. This page's product.

Grid 02 · The architecture

Detection × Portfolio Integration

The grid nobody publishes — how strong the email detection is vs how integrated with the wider security portfolio.

Easy but shallowDeep & runnableLegacy toolsDeep but heavy
MitigataThis page

Fusion of security + compliance + insurance; India-native.

Positions are TechBag’s illustrative synthesis of public review-platform data and vendor documentation — not a reproduction of any analyst graphic. Verify before relying on it.

Part 04 · Decide

Mitigata Cyber Insurance vs the field

Traditional brokers, global insurtechs (Coalition/At-Bay), generalists and no-cover — honest lanes; the edge is a fused, IRDAI-licensed, security-linked model with same-team claims advocacy.

DimensionMitigata (security-linked)Traditional broker + insurerGlobal insurtech (Coalition/At-Bay)Generalist brokerBuy direct / no cover
ModelRuns your security AND brokes insurancePaper policy, disconnectedSecurity-linked (scanner + policy)Sells a policyThe gap
Pricing basisLive posture (accurate, rewards security)Questionnaire (guess)Outside-in scan + dataQuestionnaireN/A
Right-sized coverMatched to real exposureTemplate-ishData-informedGenericNone
Binding speedDays (posture in hand)WeeksFast (scan-based)WeeksInstant (none)
Claims: who advocates?Same team that responded — your sideYou, alone, vs insurerInsurtech support (US-centric)You, aloneNo one
Incident response included?Yes — the same SOC/DFIRNo (separate)Some / partner-basedNoNo
Indian regulation (IRDAI, DPDP, SEBI, RBI)IRDAI-licensed, India-native, deeply awareIndian brokers: yes, but generalistUS/foreign focusLocal but generalistN/A
Line breadth (cyber + D&O/E&O/specialty)Full programme, one brokerVaries by brokerCyber-focusedBroad but shallowNone
Aligned incentivesKeep you secure AND paidSell & move onPartly (loss-ratio driven)Commission-drivenN/A
Best fitIndian orgs wanting security-linked, locally-handled cyber coverLegacy buyers / very large global towersUS/global insurtech buyersSimple, non-cyber-heavy needsNobody — cyber cover is essential
Strong Partial / add-on Weak / externalCompiled from public vendor materials and review platforms for orientation; verify before relying on it.

Which email-security approach fits you?

Honest fit signals — because the fastest way to lose your trust is to pretend one product wins every scenario.

Choose Mitigata Cyber Insurance if…

  • You want cover priced on your REAL security posture (that rewards good controls)
  • You want fast binding and claims advocated by the team that handled the incident
  • You're an Indian business wanting IRDAI-licensed, DPDP/SEBI/RBI-aware cover
  • You want one accountable partner for security + compliance + insurance

Traditional broker + insurer if…

  • You have a very large, complex global programme needing established market depth

Global insurtech (Coalition/At-Bay) if…

  • You're a US/global buyer in their served markets (not India-native/IRDAI)

Generalist broker if…

  • Your needs are simple and not cyber-heavy (but you lose the security linkage)

No cover if…

  • Never — an uninsured cyber incident can be existential for a business
Do the math

What do email threats cost you?

Drag the sliders (count users; IT-hour cost as loaded incident rate). Estimates assume ~1.5 hours per user per year handling email threats that reach the inbox without AI filtering, with ~70% removed by stopping the mass at the gateway — the avoided-breach value (most attacks start here) is the larger, unpriced win. Illustrative.

300
2510,000
800
₹300₹2,000

Loaded cost = salary + overheads per productive hour. Illustrative only — your TechBag quote models actual device counts and modules.

Current annual email-threat cost
₹3,60,000
Estimated annual savings
₹2,52,000
₹12,60,000 over 5 years
Turn this into a real quote →
Pricing & plans

Three ways to consume it

Cyber insurance is quoted, not list-priced — premium depends on size, sector, exposure, lines/limits, and (distinctively) your real security posture (strong controls lower it). Fast binding, right-sized cover. TechBag scopes the programme and quotes in INR/GST.

Cyber Insurance (IRDAI)

Best for cyber cover

  • Quote-based — priced on your real posture
  • Cyber liability + D&O/E&O/crime/PI
  • Fast binding; same-team claims advocacy

+ Platform add-ons

Best for a broader rollout

  • Scoped to your estate
  • Add-on modules as needed
  • Phased, right-sized deployment

+ The stack

Best complete

  • Insurance fused with SOC + compliance
  • Aligned incentives, one accountable partner
  • TechBag scopes the mix

Buy it for less — TechBag pricing beats list

Whatever the list prices above, TechBag negotiates a significantly better deal — with GST-compliant INR invoicing and local support. Ask us for your discounted quote.

Get a discounted quote →

Get an India-ready quote

Tell us your device counts and current tools — we’ll model it against what you spend today.

Get Quote
Evaluation kit

The 8 questions to ask every vendor

Take this into your next vendor call — including ours.

1
Exposure

Quantify your real cyber risk (RELIQ / FAIR) so cover is sized defensibly.

2
Lines

Identify the lines you need — cyber liability, D&O, E&O, crime, PI, specialty.

3
Posture-pricing

Get priced on your ACTUAL security posture, so good controls lower your premium.

4
Regulation

Confirm cover fits your Indian obligations (DPDP, SEBI CSCRF, RBI, sector rules).

5
Binding

Bind fast — days not weeks — with posture already understood.

6
Claims

Confirm the same team that responds to an incident advocates your claim.

7
Alignment

Value one accountable partner for security + compliance + insurance.

8
Quote

Right-size the programme — TechBag scopes it and quotes in INR/GST.

FAQ

Questions buyers ask

Mitigata Cyber Insurance is smart, security-linked cyber and liability insurance from Mitigata — India's first IRDAI-licensed insurance broker focused on cyber, and the only Indian company that unifies security, compliance AND insurance in one accountable stack. What makes it different: normally cyber insurance is a paper product bought through a generalist broker who doesn't understand your security posture — so you're over- or under-covered, premiums are guesswork, claims are adversarial, and your insurer and security team never talk. Mitigata fuses the two. Because Mitigata also runs your security (the 24x7 SOC, VAPT, GRC via the Gordon AI platform), it underwrites and brokes your insurance with a real, live view of your actual risk — so cover is right-sized, premiums reflect your genuine posture (better controls directly lower them), binding is fast (typically days, not weeks), and, critically, when an incident happens the same team that detects and responds to it also advocates your claim, so you're not fighting your insurer alone. As an IRDAI-regulated broker Mitigata places the full range of cyber and business liability policies: cyber liability (first- and third-party), D&O, E&O, crime, professional indemnity, and a wide set of specialty and commercial lines. The result is cyber insurance connected to your security (aligned incentives, accurate pricing), fast to bind, and backed by expert claims advocacy — insurance as an outcome, not a paper trail.

Ready for cyber cover that reflects your security?

Scope Mitigata Cyber Insurance (posture-based pricing that rewards good controls, fast IRDAI binding, same-team claims advocacy across cyber + liability lines), or let a TechBag advisor plan your risk programme.

Stats, ratings, review counts and pricing are illustrative and sourced from public materials; verify before purchase.